LIC Bima Sakhi Yojana is an offering from the Life Insurance Corporation of India (LIC) that aims at financially strengthening the women’s community by making them self-reliant and providing skill development along with a consistent source of income. These programmes are aimed at attracting females to become LIC agents who will also pursue a professional career and receive a monthly stipend. The scheme is a well-laid-out plan to create more insurance awareness and step up the role of women in India’s financial services sector.
In this blog, we will talk about what the LIC Bima Sangam Yojana is, its Benefits, eligibility criteria and Online application process for this.
What is Bima Sakhi Yojana? (Bima Sakhi Yojana in English)
The Bima Sakhi Yojana is an oriented employment and training scheme launched by LIC. The term “Bima Sakhi” means “Insurance Friend”; this represents the role women will perform in their communities, as trusted advisers bringing insurance awareness and financial protection.
Under this proposal, women who are eligible to take up such an appointment would be trained and enrolled as agents (LIC). They get room and board plus a small stipend for three years while mastering the art of selling insurance policies, relating to customers and assisting families in ensuring a sound financial future. After the training is over, they can work as full-time LIC agents and get their commissions in terms of policies sold.
The basic goal of Bima Sakhi Yojana is to make every woman self-independent, who can earn for their livelihood and then take care of financial independence in India through education.
The Objectives of LIC Bima Sakhi Yojana
The primary objective of this scheme is to empower women & engage them in the financial services space. Some of the objectives are:
- Empowering Women: You Give A Job Offer her a chance to work for her: By providing women with a job.
- Generation of employment: Generating employment, especially in rural and sub-rural areas.
- Insurance Awareness: Educating the public about the importance of life insurance in areas where people have little or no access to financial information.
- Capability Building: Put more focus on the training of women in communication, marketing and business.
- Community Building: Motivating ladies to be leaders and advisors right in their own communities.
Specialities of LIC Bima Sakhi Yojana
The LIC Bima Sakhi Yojana has multiple special features that make it an extraordinary and lucrative plan designed for women:
- For Women: This scheme is only for female candidates.
- Flexible timing: Women can work at their own time and pace, which is ideal for housewives, part-time job seekers, etc.
- Training Support: All-round training is provided by LIC to each and every participant, which includes insurance products, public relations and business ethics.
- Three-Year Stipend: Women get a guaranteed payment for the first three years to support them financially as they establish their clientele.
- Career Progression: Post-training, they can work as a LIC agent on their own and earn commission.
- Social Acceptance: Women have the chance to be recognized as trusted financial advisors in their marketplaces.
Who Can Apply? What is Eligibility for LIC Bima Sakhi Yojana
Eligibility criteria for LIC Bima Sakhi Yojana: Women who wish to apply for LIC Bima Sakhi Yojana have to fulfill the following qualifications:
- Sex: Applications are considered from female candidates only.
- Age Range: Candidate’s age limit should be 18 to 70 years.
- Qualification: The minimum required qualification of the applicant must be a class 10th pass (from a recognized board/board).
- Nationality: The applicant should be a citizen of India.
- Other Requirements: Women from rural and semi-urban areas are preferred to be included under the financial inclusion.
Features of LIC Bima Sakhi Yojana
Some of the top benefits that women can avail through this scheme are:
- Financial Empowerment: Women can earn monthly remunerations, which become commissions, as LIC agents.
- Skill Building: Training is included regarding communication, sales, and customer service to further professional development.
- Long-Term Career Potential: After participating in the program, women can stay on as full-time agents and make an unlimited commission.
- Empowerment & Confidence: The project would help women to have confidence, self-sufficiency and social recognition.
- Contribution to the family income: The monthly stipend and incentives are an add-on to the family income.
- A Supportive Work Culture: LIC offers a supportive culture and mentoring to all Bima Sakhis.
Monthly Stipend Structure
LIC Bima Sakhi Yojana provides three-year stipends to support them in their early years of graduation/training and possible work.
- 1st Year: ₹7,000 per month
- 2nd Year: ₹6,000 per month (performance-based)
- ₹5,000/- per month (depending on performance and renewal of policies) 3 Time Period: Up to 3rd year
This financial backing will allow women to receive a steady income as they work on their insurance sales careers.
Online Registration for LIC Bima Sakhi Yojana Apply here!!
Ladies who want to join the scheme don’t need to worry about applying online. Here’s the step-by-step process:
- Step-1: Visit the official LIC Portal”https://licindia.in/“. You need to visit the official LIC website and search for the “Bima Sakhi Yojana” section.
- Step-2: Click on ‘Apply Online’: You will be redirected to a page containing the application form for Bima Sakhi Yojana.
- Step-3: Complete the form: Feed in all your personal details, academic credentials and contact details.
- Step-4: Upload documents: Scan your educational certificates, ID proof and photographs.
- Step 5: Submit the Application. Go through allthe information and then submit your form.
- Step-6: Verification and Training: And once your application gets shortlisted, LIS officials will verify & ask you for an interview or training.
Once the verification process is positive, you’ll be admitted into the LIC Bima Sakhi Yojana Membership and start enjoying its benefits.
Documents Required
Candidates must apply for the scheme and should present the following documents:
- Aadhaar card or any other identity proof
- Educational certificate (minimum 10th pass)
- Passport-size photograph
- Residential proof
- Bank Account details for GARH Stipend Transfer Form for the trainees.
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Why You Should Join the LIC Bima Sakhi Yojana
If you are in search of a sustainable, adaptable and dignified earning source, then LIC Bima Sakhi Yojana is an ideal opportunity. Here’s why:
- You will be paid during the learning of your trade with monthly stipends.
- You can work on your own schedule with no set hours.
- You join India’s most trusted insurance entity.
- It allows you to make a positive difference in your community by supporting financial security.
- You can work as a lifetime LIC agent even after the scheme.
Conclusion
LIC Bima Sakhi Yojana is not just a government-endorsed job scheme, but an effort towards empowering self-reliant women in this nation. For women who participate in this program, their future is ensured; they can earn an income for their families and are seen as agents of change within their communities.
If you’re a woman looking for an enriched career that offers you flexibility, stability, and ambition, the Bima Sakhi Yojana is the gateway to a brighter future.
FAQs about LIC Bima Sakhi Yojana
Q-1: What is LIC Bima Sakhi Yojana?
A- It is a LIC-sponsored women empowerment program that provides training, a stipend, and a career as an LIC agent.
Q-2: Who is eligible to apply for Bima Sakhi Yojana?
A- An Indian woman aged between 18-70 years and Class X pass is eligible.
Q-3: What is the amount of stipend under the LIC Bima Sakhi Yojana?
A- Women are paid ₹7,000 a month in the first year of the contract, ₹6,000 in the second year and ₹5,000 in the third year, depending on performance.
Q-4: How do I apply for the LIC Bima Sakhi Yojana online?
A- You can go to the official website of LIC and fill up the online application form, upload documents and submit it.
Q-5: What are the benefits of Bima Sakhi Yojana?
A- It offers financial independence, skill enhancement, and flexible work to women in the long run as LIC agents.
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