The state government of Odisha created the Biju Swasthya Kalyan Yojana (BSKY). It is the biggest healthcare program that provides the citizens of Odisha with excellent healthcare at an affordable price. The scheme initially began in 2018. Its main objective is to improve the system of healthcare and ensure that all citizens, especially those with low incomes, have free access to medical care. Families below the poverty line may get free health insurance through BSKY. This scheme also provides cashless medical care at public and private hospitals.
Biju Swasthya Kalyan Yojana program also provides support for both tertiary and secondary care. Under this scheme, you will get stays in hospitals, operations, and treatment for a variety of illnesses. In addition, it provides people with health cards that they can use to get care at network hospitals. The direct transfer of funds to hospitals for treatment, which decreases the possibility of abuse, is one of its primary features.
With a goal of improving health outcomes, reducing the price of healthcare, and ensuring that no one is denied the opportunity to receive the care they need. BSKY intends to cover more than 70 million people around the state. BSKY makes healthcare accessible to more people, which significantly supports Odisha’s goal of building a healthier society.
Biju Swasthya Kalyan Yojana Features
The Biju Swasthya Kalyan Yojana (BSKY) has several key features designed to provide comprehensive healthcare support to the residents of Odisha. These features include:
>Medical Protection for Families
The scheme offers medical protection for families that are Below the Poverty Line (BPL) and underprivileged families and helps them cover the medical expenses that would be not possible for them without this scheme, particularly for life-threatening conditions
>Hassle-Free Treatments
For various medical needs, people can avail of cashless treatment at the nearest government or private hospitals.
>Secondary and Tertiary Care
This scheme covers a variety of medical services that include secondary and tertiary care so that people can access various specialized treatments according to their needs without thinking about their financial condition.
>Free Annual Health Checkup
Individuals are provided with complimentary yearly health checkups that can help them prevent any diseases in the early stages.
>Health Cards
Qualified families receive a health card under this scheme, allowing them to access medical services at any registered hospital in their state.
>No Upper Limit on Treatment Costs
There’s no cap limit on the expense, so this means that the family can spend how much money they need for the treatment which makes it a supportive health plan.
>Direct Benefit Transfer
This scheme includes a direct benefit transfer (DBT) system, which helps minimize corruption and makes it more transparent and accessible.
>Wide Network of Hospitals
Because of the popularity of the scheme, it covers more than 200 hospitals (including both public and private) across Odisha and guarantees seamless access to the scheme to the individual.
>Inclusion of Critical Illnesses
This scheme covers the treatment for critical illnesses that include cancer, respiratory, heart diseases, kidney ailments, and any conditions that are life-threatening conditions, providing support to those in need.
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Biju Swasthya Kalyan Yojana Benefit
The Biju Swasthya Kalyan Yojana (BSKY) provides several significant benefits to the residents of Odisha, especially to economically vulnerable families. Key benefits include:
1) Cashless Treatment
Individuals can avail of hassle-free (cashless) treatment at both public and private hospitals for a variety of medical services, including surgeries, hospitalization, and many more medical treatments. This reduces the burden on the families.
2) Free Healthcare Services
This scheme ensures complementary medical services for secondary and tertiary care, which includes treatments for severe or critical illnesses like cancer, respiratory, heart diseases, kidney ailments, and any conditions that are life-threatening, without money worries.
3) Financial Protection
The scheme offers medical protection for families that are Below the Poverty Line (BPL) and underprivileged families and helps them cover the medical expenses that would be not possible for them without this scheme, particularly for life-threatening conditions.
4) Health Card
Qualified families receive a health card under this scheme, allowing them to access medical services at any registered hospital in their state. This makes the process smoother and more accessible.
5) Free Annual Health Checkup
Individuals are provided with complimentary yearly health checkups that can help them prevent any diseases in the early stages.
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Biju Swasthya Kalyan Yojana Eligibility
The eligibility criteria for the Biju Swasthya Kalyan Yojana are designed to cater to economically vulnerable populations in Odisha. The main eligibility requirements include:
>Families that lies Below the Poverty Line (BPL)
Families that are identified as Below the Poverty Line qualify for this scheme. These families are mostly on the economically weaker side of society.
>For Antyodaya Families
Families under the Antyodaya Anna Yojana are considered the poorest of the poor and are eligible for the scheme BSKY. These families have more priority for healthcare benefits.
>For other financially weaker Sections
This scheme provides coverage for financially weaker individuals who find it difficult to afford such expensive medical treatment.
>No Restrictions
There is no specific set income limit, so it aims to support the families that struggle to pay for their healthcare services.
>For Government Employees and Their respective Families
Under specific conditions, some government officials may also be included in the scheme, only if they belong to an economically weaker section.
>Eligible candidates Based on Health Cards
Families that are under these categories are provided BSKY health care by their district health authorities, which helps them receive treatment at any registered hospital.
>Coverage of Family Members which are dependent:
This scheme covers the whole family, which includes the earner, spouse, offspring, and others who are dependent on the earner.
How to Apply for Biju Swasthya Kalyan Yojana?
To apply for the Biju Swasthya Kalyan Yojana in Odisha, guaranteed families are required to follow a specific process. Here’s how to apply:
1. Visit the nearest Local Health Department
You can visit the District Medical Officer (DMO) or the Health and Family Welfare Department in your area and inquire about the scheme and get the details of this scheme and the application process.
2. Online Registration through portal
The BSKY portal allows individuals to apply online for the scheme by filling out the required details.
Individuals can apply on any other platform or government app dedicated to the scheme in Odisha.
3. Visit the Nearby Common Service Center (CSC)
You can apply for this scheme through Common Service Centers (CSCs) that are available in your area. These centers will assist you in filling out the registration and application process for multiple government schemes, including BSKY.
4. Required Documents for BSKY
When applying for BSKY, you will typically need to provide the following documents to the portal:
- Aadhaar Card of the applicant and family members.
- BPL Certificate or Antyodaya Card
- Income Proof
- Photographs of all the family members.
- Ration Card or any other government-issued identification of the family.
- Proof of residence
5. Issuance of Health Card
Once your application is submitted and verified all the eligible families will receive a BSKY Health Card. This card will be used to avail of all the free treatment at designated hospitals under the scheme.
6. Check for your Eligibility Status
After applying, you can check your eligibility status on the official BSKY website or at your nearest health department to make sure that your name is added to the list of eligible candidates.
7. Contact for Assistance
If you come through any challenges during the application process, you can always reach out to any of the given helpline numbers provided on the official BSKY website or visit the nearest local office for assistance.
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Conclusion
Odisha healthcare initiative the Biju Swasthya Kalyan Yojana scheme aims to give families an opportunity who have low income. It provides them with high-quality, cashless, and free medical service. It is a scheme that improves the overall well-being of the state and also ensures that health care services are received by every person despite of their financial condition
FAQs For Biju Swasthya Kalyan Yojana (BSKY)
1. Who are the people who are eligible for the BSKY scheme?
The BSKY is primarily aimed at families that are below the poverty Line and Antyodaya categories in Odisha. It also covers economically disadvantaged people. Government employees and their families are also eligible under this scheme in certain circumstances. The scheme offers to provide health coverage to people who are not financially capable.
2. What are the benefits given by BSKY to eligible candidates?
Under the BSKY scheme, eligible people are given cashless treatment for medical services at various hospitals. It covers a wide range of medical expenses, including surgeries and treatments for serious illnesses. This scheme covers private as well as public hospitals.
3. How can one apply for the BSKY scheme?
Eligible families can apply through the official website or visit their local Common Service Centers or District Medical Offices. You just need some documents like Aadhaar cards, BPL certificates, and income proofs for application. After verification of all the documents, you will receive a health card to access services.
4. Is there any extra cost Included in treatment under BSKY?
No, there is no upper limit on any treatment costs. The costs are fully covered by BSKY.
5. How can I check if I am eligible for BSKY?
You can check your eligibility by visiting the official website or contacting the local health office. You can also inquire about your eligibility at the Common Service Centres or the District Medical Officer.
